How does reworking a mortgage affect my credit score?

February 21st, 2010 | Category: Home Equity

I could use the help of potentially reworking my mortgage to be more affordable. It is possible for me to get by without doing so. If I do call my mortgage holder and rework my mortgage for a reduced interest rate or reduced principle how does that affect my credit score?

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2 comments This entry was posted on 21.February 2010 at 10:23 and was filed under Home Equity. You can leave a response, or trackback from your own site.

2 Comments so far

  1. ? said on February 21st, 2010 10:28 am

    Phone your mortgage company and ask them. They are sure to be helpful and might have a good deal available. Just asking won’t affect your rating.

  2. cheeba0228 said on February 21st, 2010 10:31 am

    It doesnt. You will have a mortgage credit pull listed on your report which as long as you havent gone on a credit pulling spree wont even really calculate into your score.

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