Comments on: Can I get a refinanced mortgage if i start a home business with no employees and still work my regular job? http://www.zingacoating.com/zinga-coating/107 Home Equity and Mortgage Refinancing Tue, 08 Jun 2010 03:31:07 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: ed m http://www.zingacoating.com/zinga-coating/107/comment-page-1#comment-512 ed m Mon, 08 Feb 2010 23:55:59 +0000 http://www.zingacoating.com/zinga-coating/107#comment-512 i do not see any problem with you getting the refinance and i would not worry about the business end affected it!!! i do not see any problem with you getting the refinance and i would not worry about the business end affected it!!!

]]> By: Mortgage Planner http://www.zingacoating.com/zinga-coating/107/comment-page-1#comment-511 Mortgage Planner Mon, 08 Feb 2010 23:43:29 +0000 http://www.zingacoating.com/zinga-coating/107#comment-511 A lender wants to see a history of stable and continual employment and income and will consider - your debt-to-income ratio (debt divided by income) - the loan-to-value ratio (mortgage divided by appraised value) - your credit history. Based on what you have stated, as long as you continue to have stable employment and income, no increase in debt and maintain your credit score, your plans to start a business should have no impact on your ability refinance your mortgage. A lender wants to see a history of stable and continual employment and income and will consider

- your debt-to-income ratio (debt divided by income)
- the loan-to-value ratio (mortgage divided by appraised value)
- your credit history.

Based on what you have stated, as long as you continue to have stable employment and income, no increase in debt and maintain your credit score, your plans to start a business should have no impact on your ability refinance your mortgage.

]]> By: Nanci T http://www.zingacoating.com/zinga-coating/107/comment-page-1#comment-510 Nanci T Mon, 08 Feb 2010 23:10:26 +0000 http://www.zingacoating.com/zinga-coating/107#comment-510 I believe the answer you're looking for can be found on this site. They've got lots of info about the subject. I believe the answer you’re looking for can be found on this site. They’ve got lots of info about the subject.

]]> By: Keith A http://www.zingacoating.com/zinga-coating/107/comment-page-1#comment-509 Keith A Mon, 08 Feb 2010 22:20:44 +0000 http://www.zingacoating.com/zinga-coating/107#comment-509 If there is no debt increases involved, then does the mortgage company really need to know about your home business? Go to http://www.businessstarterpackage.com/articles.html and check out all of the articles on this very sort of thing. You can find all you need to know there. If there is no debt increases involved, then does the mortgage company really need to know about your home business? Go to http://www.businessstarterpackage.com/articles.html and check out all of the articles on this very sort of thing. You can find all you need to know there.

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